Funding based on financials your broker can actually trust.

No. This is an optional service within the Finance Hub. You can use your own broker. But the advantage of using ours is that they already have real-time access to your financial data and business context.

Finance broking revenue comes from lender commissions, standard industry practice. There is no additional fee to you beyond your Finance Hub subscription.

Valont's broking service works best for established businesses with trading history. If you're pre-revenue, we can advise on options but lending will be limited.

We have access to a broad panel of Australian lenders including major banks, non-bank lenders, and specialist financiers. The right lender depends on your specific situation.

With current financials and documentation ready, approval timelines range from 1--3 weeks depending on the lender and complexity. Because your books are always current with Valont, the application process is faster than if you were scrambling to prepare financials.

No separate charge from you. We're paid by lenders via standard industry commissions. Your only cost is your Finance Hub subscription, which includes access to broking services.

Yes, that's a core part of what we do. We regularly review your existing facilities to ensure you're on the best available terms. Refinancing is often possible without changing lenders, or we can shop your loan to find better rates elsewhere.

We provide a clear explanation of the lender's decision and discuss alternative options. This might include adjusting terms, providing additional security, approaching different lenders, or restructuring your facilities to better match what lenders are willing to support.